Saigo.io

Platform / Tax Engine

Cost basis tracking.
Tax optimization.

Automated cost basis calculation across all trades and wallets. Support for FIFO, LIFO, specific ID methods. Detect wash sales, harvest losses, and generate tax-ready reports.

Tax efficiency by design

Minimize tax liability while maintaining compliance and audit readiness.

Accurate cost basis

Track acquisition cost across all trades, transfers, and forks. Support FIFO, LIFO, HIFO, or specific identification methods. Maintain per-unit cost basis for complex position building.

Wash sale compliance

Automatically detect wash sale violations across venues and strategies. Apply cost basis adjustments per regulatory requirements. Alert operators before trades that would trigger wash sales.

Tax-loss harvesting

Identify positions with unrealized losses eligible for harvesting. Optimize harvest timing to offset gains while avoiding wash sales. Quantify tax impact before executing harvest trades.

How Tax Engine works

Automated tracking from acquisition to disposal with full audit trail.

01

Track acquisitions

Record every buy, transfer-in, fork, and airdrop with acquisition cost and date. Maintain per-unit basis across wallet movements.

02

Calculate disposals

Apply chosen cost basis method (FIFO/LIFO/Spec ID) to each sale. Detect wash sales and adjust basis automatically. Track holding periods for capital gains treatment.

03

Optimize & report

AI suggests loss harvesting opportunities. Generate IRS Form 8949, Schedule D, or jurisdiction-specific reports. Export to TurboTax, H&R Block, or CPA.

Technical specifications

Comprehensive tax calculation with multi-jurisdiction support.

Cost basis methods

  • FIFO (First In, First Out) for default treatment
  • LIFO (Last In, First Out) where permitted
  • HIFO (Highest In, First Out) for tax optimization
  • Specific identification with per-unit tracking

Compliance features

  • Wash sale detection and basis adjustment (30-day window)
  • Long-term vs. short-term capital gains classification
  • Constructive sale detection for hedging strategies
  • Fork and airdrop handling per IRS guidance

Reporting & exports

  • IRS Form 8949 with complete transaction detail
  • Schedule D with short-term and long-term summaries
  • TurboTax, H&R Block, TaxAct import formats
  • Multi-jurisdiction reports: US, UK, Germany, Australia

Optimization

  • AI-identified tax-loss harvesting opportunities
  • Gain/loss projection for year-end planning
  • Specific lot selection recommendations to minimize tax
  • Capital gains distribution forecasting

Beta Access

Minimize tax, maximize after-tax returns

Early beta participants get lifetime access at founding rates. Tax Engine integrates seamlessly with all Saigo.io platform capabilities.

Ready to optimize tax efficiency?

Join the beta to access Tax Engine alongside the full Saigo.io platform.